Housing Services

Safe and Affordable Housing for All

Our Housing Programs enable low and moderate-income households to access heating and cooling services and improve energy efficiency, and individuals and families to maintain safe, affordable residences

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Our Housing Goals

Individuals and families rent/purchase and maintain safe, affordable residences.

Our Housing Services

Housing Coalition of Central Jersey

Middlesex County residents receive housing services to ensure they maintain safe, affordable residences. They increases first-time homeownership, avoid foreclosures, resolve landlord-tenant disputes, avoid tenant housing discrimination, and secure stable tenant residences. HCCJ is a HUD-certified housing counseling program.

Some services provided by the Housing Coalition include:

  • Homebuyer Education & Counseling & Fair Housing Counseling
    Low and moderate-income households receive counseling on becoming first-time homebuyers. They are partnered with local lenders who help them save toward a down payment and closing costs. They are also partnered with the American Dream Down Payment Initiative (ADDI) program, which assists homebuyers in 23 Middlesex County municipalities.
  • Mortgage Counseling, Mortgage Assistance & Foreclosure Mediation
    Homeowners faced with mortgage delinquency and default receive counseling to determine the reasons for delinquency and can explore options to avoid foreclosure. This includes mortgage modification, mortgage assistance, and asset preservation.
  • Landlord-Tenant Mediation
    Landlords and tenants are informed of their rights and responsibilities. Tenants who are summoned to court receive assistance with state, county, or local intervention.
  • Housing Discrimination Prevention
    Victims of housing discrimination receive support in complaint investigation, advocacy (when appropriate), case preparation, and filing with the US Department of Housing and Urban Development (HUD), New Jersey Division of Civil Rights, or with private attorneys.
  • Homelessness Prevention
    Families and individuals who are housed in inadequate conditions, are at risk of eviction or foreclosure, or are homeless receive the appropriate support. They receive assistance while considering options, completing applications for subsidized housing, and locating financial resources for rent, security, and utility deposits.
Enroll In Program

Days & Hours
M-F, 9–5pm

Gloria Melendez

Assistant Senior Director

gmelendez@prab.org
(732) 832-7535 x 154

PRAB serves everyone regardless of age, race, creed, color, national origin, ancestry, familial status, gender, sexual orientation, or functional impairment. We also serve as a voice to ensure equity & access to community resources and benefits for all people groups and communities in Central New Jersey.

CHECK OUT THESE RELATED LINKS

Henry Gorman

Senior Director

Family & Housing Services
(732) 832-7535 x150
Hgorman@prab.org

Gloria Meléndez

Assistant Senior Director

Family & Housing Services
(732) 832-7535 x 154
Gmelendez@prab.org

Haydee Segura

Manager

Weatherization Assistance Program (WAP)
(732) 832-7535 x473
hsegura@prab.org

Saquette Neal

Manager

Home Energy Assistance Program (HEA)
(732) 832-7535 x181
sneal@prab.org

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As long as poverty, injustice & inequality persist, none of us can truly rest. It doesn’t take much to change a life. Get in touch today and start making a difference.